Confidential Finance Assessment

Unsecured Business Loans for New Zealand Businesses

Unsecured business funding provides short-term commercial finance for established New Zealand businesses without requiring property security. It’s commonly used to manage cashflow timing gaps, cover operational costs, or bridge delayed payments, with funding assessed on business revenue and trading history rather than assets.

Who are Unsecured Business Loans suitable for?

Established New Zealand businesses and SMEs

NZ limited companies, partnerships, and sole traders

Businesses experiencing short-term cashflow timing gaps

Businesses seeking temporary funding, not long-term capital

Established SMEs requiring working capital without property security

Short-term funding for established New Zealand businesses facing urgent cashflow timing pressure, assessed on revenue and trading history rather than property security.

How the process works

Eligibility Check

First, lets see if we're able to help.

Feasibility Review

We make sure all the numbers stack up. No financials, only bank statements.

Funding Structured

Once approved, we structure your funding to suit your needs then we pay!

Fundme is a New Zealand based commercial finance brokerage working with a range of specialist lenders. We help established businesses navigate short term funding and cashflow challenges. All enquiries are assessed confidentially.