Supporting New Zealand SMEs with unsecured business lending
Fast, unsecured funding to help small businesses stabilise, grow, or take the next step.
Borrow from $5K to $500K
Loan terms up to 5 years
Funding possible in 24 hours
Unsecured Business Loans, Tax & GST Loans, Credit Lines
No security required | SME Focused
Short-term funding for established New Zealand businesses facing urgent cashflow timing pressure, assessed on revenue and trading history rather than property security.
How the process works
Eligibility Check
First, let’s confirm whether this is the right fit.
Feasibility Review
We assess your trading performance using bank statements, not full financials.
Funding Structured
Once approved, we structure the funding to suit your business and arrange settlement.
The fundme. Promise
100% transparency on fees
We break fees down so you can understand them
No impact on credit score
We don’t share your information with lenders until we know you’re going to be approved
Rate accuracy
The rates we quote won’t change later in the process