Confidential Finance Assessment

Cashflow Loans for New Zealand Businesses

Cashflow loans provide short-term business finance based on your company’s revenue rather than property or fixed assets. They are commonly used by established New Zealand businesses to manage cashflow gaps caused by delayed customer payments, seasonal trading cycles, or periods of growth. Funding is assessed using recent trading performance and bank statements, making cashflow lending suitable for businesses that need working capital without taking on long-term commitments or property security.

Who is Cashflow Loan suitable for?

Established New Zealand businesses, SMEs and sole traders

Businesses with consistent monthly revenue

Companies experiencing delayed customer payments

Businesses funding growth, inventory, or operating expenses

Established SMEs requiring working capital without property security

Short-term cashflow loans for established New Zealand businesses, assessed on revenue and trading performance rather than property security.

How the process works

Eligibility Check

First, lets see if we're able to help.

Feasibility Review

We make sure all the numbers stack up. No financials, only bank statements.

Funding Structured

Once approved, we structure your funding to suit your needs then we pay!

Fundme is a New Zealand based commercial finance brokerage working with a range of specialist lenders. We help established businesses navigate short term funding and cashflow challenges. All enquiries are assessed confidentially.