Transport & Vehicle Finance

Truck and vehicle finance.
Built for NZ operators.

Owner-drivers. Courier subcontractors. Small fleet operators. We arrange purchase finance for trucks, vans, trailers and commercial vehicles — fast, no property security, indicative rate in 60 seconds.

New and used vehicles · dealer or private sale
No property security required
Zero deposit available for eligible applicants
Same-day approval possible
Rate Finder
Get an indicative rate
Four quick steps. No credit check at this stage. We'll email you a copy of your rate.
About the vehicle
Select a vehicle type
Select a make
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Choose dealer or private
Loan amount and term
Enter an amount between $10,000 and $500,000
Select a term
About your business
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Where should we send your rate?
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Your indicative rate
— % p.a.
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Estimated weekly
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Estimated monthly
Indicative only — not a credit offer. Final rate is confirmed at approval based on full assessment of your application. Subject to lender criteria, credit check and asset verification. $550 establishment fee ($695 for private sales) is included in the repayment estimate. Rates current as at April 2026.
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Provide a bit more so we can assess your application before the call.
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By submitting, you agree we can use your details to assess your application and contact you. A Fundme broker will call within one business day. See Privacy Policy.
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Let's have a quick chat

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Indicative rate in 60 seconds
No credit check at this stage
Same-day approval possible
FMA Licensed · FSP1005055
Same-Day Assessment
Secure & Confidential
FSCL Member · No. 9041

What We Finance

Commercial vehicles for working operators.

If it earns its keep on the road, we can probably finance it. New or used, dealer or private sale, single vehicle or fleet addition.

Trucks & light commercials

Light trucks under 3.5t, medium and heavy rigid trucks, prime movers. New and used. Common makes — Hino, Isuzu, Fuso, UD, Mercedes-Benz, Scania, Volvo, DAF, Kenworth.

Vans & courier vehicles

Courier vans, delivery vans, refrigerated vans, sign-written work vehicles. Owner-operator and fleet finance. NZ Post and franchise courier subcontractors welcome.

Trailers & semis

Curtainsiders, flat decks, tippers, refrigerated trailers, semi-trailers. Up to 30 years old at end of term for trailer finance.

Utes & work vehicles

Work utes, double-cab 4WDs, tray-bodied vehicles. Toyota, Ford, Holden, Mazda, Nissan, Mitsubishi and Chinese-brand utes (LDV, GWM, Mahindra) all considered.

Buses & coaches

School buses, charter coaches, shuttle vehicles. New and used. Chinese-manufactured brands (Higer, King Long, Yutong, Zhongtong) considered under our specialist programmes.

Fleet additions

Adding to an existing fleet. Multiple vehicles under one facility considered. Aggregate exposure up to $750K with conduct history.

Why Operators Choose Fundme

Built by people who run trucks.
Not finance generalists.

Speed when you need it

Same-day assessment. Settlement possible within 24 hours of approval. No four-week bank queue.

The asset is the security

The vehicle being purchased secures the finance. Your home and personal property stay out of it.

We know transport

Our team operates in transport. We understand contract income, fuel margin pressure, and what a good asset looks like.

Indicative numbers, no surprises.

The rate finder above gives you a real indicative rate from our panel — not a marketing number. Final rate is confirmed at approval after full assessment, but what you see is what we'd quote on the same inputs.

$10K–$500K
Single transaction range
2–5 yrs
Standard terms
24hrs
Possible settlement
$0
Deposit for eligible applicants

© 2026 Fundme Limited (FSP1005055). Lending criteria apply. Indicative rates from the rate finder are not credit offers and are subject to full assessment, lender criteria, credit check, and asset verification. Zero deposit and same-day funding subject to applicant credit profile. Fundme arranges access to lending options only and does not provide financial advice.